Commercial Auto Insurance in Clute & Houston, TX
If your business relies on vehicles to sustain operations, getting a commercial auto insurance policy should be a top priority. Nolasco Insurance & Tax Services is here to help you understand your coverage options and choose the right policy that can meet your needs.
What Is Commercial Auto Insurance? 
Commercial auto insurance can help cover repair costs and liabilities if vehicles being used for business purposes are involved in an accident or otherwise damaged. In Clute & Houston, TX, business owners who use vehicles for their operations are legally required to secure a commercial auto policy.
Specifics may differ per insurer, but a standard policy can often include the following financial protections:
- Comprehensive coverage may help pay for repairs after non-collision incidents, such as fire, theft, vandalism or certain natural disasters.
- Collision coverage may help pay for your vehicle’s repair or replacement costs if you or an employee crashes into an object or other vehicle.
- Bodily injury liability coverage may help pay for the medical expenses of third parties injured in an accident caused by your business.
- Property damage liability coverage may be useful if you or an employee is deemed responsible for damaging someone else’s property.
- Uninsured/underinsured motorist coverage may help your business recoup vehicle-related losses if a third party lacking sufficient insurance is at fault.
How Are Rates Determined?
The following factors may influence the cost of your commercial auto policy:
- The location of your business
- The type of business you operate
- The number of vehicles that you use
- The type of vehicles you operate (e.g. vans, trucks, etc.)
- Your employees’ driving records
- Your claims history
How to Get Commercial Auto Insurance
Contact Nolasco Insurance & Tax Services today for a personalized quote.